Scapital, Author at Sensenig Capital Advisors

Early to Mid-Career

February 19, 2019

What Is Asset Allocation?

Asset allocation. It’s so ingrained in how we manage our clients’ investment portfolios, we talk about it all the time. But what is it? To offer an analogy, allocating your…

Scapital

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In Retirement

February 19, 2019

Tips for When the Markets Get Rocky

Many investors are familiar with the emotional impact that often comes with market volatility. When stock markets swing in extreme directions or change suddenly, investors can feel anxious and make…

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In Retirement

January 15, 2019

Averages, Recency Bias, and Charles Dickens?

What if Charles Dickens had begun his classic “Tale of Two Cities” as follows: It wasn’t the best of times, it wasn’t the worst of times, it was the usual…

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Approaching Retirement

January 14, 2019

Six Financial Best Practices for 2019

So, are you ready to get a jump on 2019? Here are six financial best practices for the year ahead. Pick a few of them or take on the entire…

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Approaching Retirement

December 15, 2018

Why Should You Diversify?

As US stocks have outperformed international and emerging markets stocks over the last several years, some investors might be reconsidering the benefits of investing outside the US. While there are…

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Investment Consulting

December 14, 2018

You, Your Financial Well-Being and the Federal Reserve

After nearly a decade of leaving the federal funds rate at zero percent, the time finally came on December 16, 2015 to raise rates. Since then the Fed has made…

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Early to Mid-Career

November 13, 2018

Top 5 Apps to Save You Money

The smartphone has become the one-stop-shop when it comes to consumer demands. It feels like there is an app for almost everything. With the influx of unique and intuitive apps,…

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Approaching Retirement

October 15, 2018

Protecting Your Child from Identity Theft

In September 2017 a massive Equifax security breach became public knowledge. If there was a silver lining to this infamous event, it likely spurred more consumers to take more measures…

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Early to Mid-Career

October 15, 2018

3 Reasons Why Robots Won’t Replace Financial Advisors

Robo-advisors are less expensive than traditional advisors—but their low, up-front price comes with a loss in quality. Robo-advisors lack an irreplaceable human element, which prevents them from providing the essential…

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Investment Consulting

September 11, 2018

Top 5 Biases that Impact Investment Decisions

As financial advisors, we use facts and logic to guide our clients through investment decisions, rather than emotion. Even the most perceptive investors, armed with years of market experience, can…

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