Scapital, Author at Sensenig Capital Advisors

Approaching Retirement

December 15, 2018

Why Should You Diversify?

As US stocks have outperformed international and emerging markets stocks over the last several years, some investors might be reconsidering the benefits of investing outside the US. While there are…

Scapital

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Investment Consulting

December 14, 2018

You, Your Financial Well-Being and the Federal Reserve

After nearly a decade of leaving the federal funds rate at zero percent, the time finally came on December 16, 2015 to raise rates. Since then the Fed has made…

Scapital

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Early to Mid-Career

November 13, 2018

Top 5 Apps to Save You Money

The smartphone has become the one-stop-shop when it comes to consumer demands. It feels like there is an app for almost everything. With the influx of unique and intuitive apps,…

Scapital

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Approaching Retirement

October 15, 2018

Protecting Your Child from Identity Theft

In September 2017 a massive Equifax security breach became public knowledge. If there was a silver lining to this infamous event, it likely spurred more consumers to take more measures…

Scapital

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Early to Mid-Career

October 15, 2018

3 Reasons Why Robots Won’t Replace Financial Advisors

Robo-advisors are less expensive than traditional advisors—but their low, up-front price comes with a loss in quality. Robo-advisors lack an irreplaceable human element, which prevents them from providing the essential…

Scapital

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Investment Consulting

September 11, 2018

Top 5 Biases that Impact Investment Decisions

As financial advisors, we use facts and logic to guide our clients through investment decisions, rather than emotion. Even the most perceptive investors, armed with years of market experience, can…

Scapital

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Investment Consulting

September 11, 2018

An Evidence-Based Approach to Sustainable Investing Part II: Degrees of “Doing Good”

As we touched on in our last piece, “Setting the Sustainable Stage,” degrees and kinds of “doing good” are often in the eye of the beholder. How do we measure…

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Investment Consulting

September 11, 2018

What Is the Yield Curve?

If you read the business or financial news then recent headline-grabbing yield curve commentary somehow sounds important, doesn’t it? But what is a yield curve to begin with, and what…

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In Retirement

August 14, 2018

There’s More to Retirement than Just Numbers

Have you considered the emotional aspects of retirement and how to plan wisely? In today’s world, people are working well past the age of 65 before retiring. Some people who…

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Investment Consulting

August 14, 2018

An Evidence-Based Approach to Sustainable Investing Part I: Setting the Sustainable Stage

If there’s one trait most of us share, it’s a desire to make the world a better place. No wonder there’s so much interest in sustainable investing. Who wouldn’t want…

Scapital

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