Scapital, Author at Sensenig Capital Advisors

In Retirement

January 22, 2024

Preparing for the Sunset

When the Tax Cuts and Jobs Act (TCJA) Act passed in 2017, we were told that all of the provisions—lower tax rates, much more generous estate tax exemption—would sunset at…

Scapital

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Early to Mid-Career

January 22, 2024

Good and Bad Debt

You’ve probably read articles that talk about ‘good’ and ‘bad’ debt, but what, exactly, is the difference? The simple answer is that good debt is borrowing in order to enhance…

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In Retirement

December 20, 2023

Is Your Portfolio Underperforming … Compared to What?

Ah, we restless humans. Sometimes, it pays to strive for greener grass. But as an investor, second-guessing a stable strategy can leave you in the weeds. Trading in reaction to…

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Early to Mid-Career In Retirement

December 20, 2023

Fed Funds Rate Watch

Most of the investing world is a bit weird about the Federal Open Market Committee meetings, which is where the nation’s central bank announces its latest interest rate policy. The…

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Approaching Retirement

November 27, 2023

Should You Buy Long-Term Care Insurance?

Whenever financial planners model the sustainability of a person’s retirement assets, the Big Unknown is long-term care expenses. These costs are not covered under the Medicare policy—and they are not…

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Early to Mid-Career In Retirement

November 27, 2023

What is the Market Thinking?

If ever there was a time when we would expect Mr. Market to suddenly decide that stocks are overvalued, and cause a bearish plunge in stock prices, it would be…

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Early to Mid-Career In Retirement

October 26, 2023

Opportunities in a Downturn

We obviously can’t predict a market downturn in advance, but we can certainly prepare for one. With the markets in a bit of a doldrums the past month, that preparation…

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Approaching Retirement In Retirement

October 26, 2023

The Looming Revert

Nobody is talking about the fact that the tax provisions in the Tax Cuts & Jobs Act of 2017 are due to revert back, after December 31, 2025, to what…

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Early to Mid-Career

September 21, 2023

The New Tech Mania: AI

With the slow leak in the markets lately, you might not realize that we are currently experiencing an outrageous investment mania. Stocks of companies that are involved in artificial intelligence…

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Early to Mid-Career

September 21, 2023

Financial Quick Takes: Making Mistakes

Nobody wants to make investment mistakes. And yet, we’re human; mistakes happen. Here’s how to minimize the ones that matter the most, and make the most of the ones that…

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