Suppose you’ve been contributing to a 529 college savings plan, but your son or daughter doesn’t use all the money for tuition, books etc. Do you just ask for the…
Whenever financial planners model the sustainability of a person’s retirement assets, the Big Unknown is long-term care expenses. These costs are not covered under the Medicare policy—and they are not…
The U.S. Federal Reserve Board once again raised the so-called fed funds rate, the rate that our central bank charges lending institutions on overnight loans. Does anybody care? Most of…
In Part 1 of “What’s Wrong With Depending on Dividend Stocks?” we described why dividend investing—or, stocking up on stocks with a reputation for consistently paying out attractive dividends—may not…
There’s a popular perception that “dividend stocks”—i.e., stocks with a reputation for paying out consistent dividends—can deliver decent returns, while also creating a dependable income stream for spending in retirement…
Every year, taxpayers and financial professionals brace for a new round of changes to the tax laws, and it’s a huge understatement to say that constant fiddling with how we…
How long do you think you’re going to live? How does that compare to other countries? One of the most surprising pieces of news, to many people, is that they…
So, what’s up with the U.S. debt ceiling? As potential threats loom large, we’re seeing articles in abundance, explaining where we’re at, how we got here, and what to expect…
In planning for retirement, one topic is often top of mind: What if Social Security goes bust? Most of us have been paying into the program our entire working lives,…