Scapital, Author at Sensenig Capital Advisors

Approaching Retirement

December 13, 2022

When Should You Take Your Social Security?

Ever since President Franklin D. Roosevelt signed off on the 1935 Social Security Act, most Americans have ended up pondering this critical question as they approach retirement: “When should I…

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Early to Mid-Career

December 5, 2022

Get to Know Your Risk Tolerance

When constructing a portfolio, it’s critical to understand three important factors: your goals, your time horizon, and your risk tolerance. Of those three, risk tolerance can be the trickiest to…

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Uncategorized

November 21, 2022

Holiday Hero’s

As we swing into this year's holiday season, our team here at Sensenig Capital wishes you a reaffirming sense of inner peace. But because even the most independent among us…

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Early to Mid-Career

November 17, 2022

Six Financial Best Practices for Year-End 2022

To say the least, there’s been plenty of political, financial, and economic action this year—from rising interest rates, to elevated inflation, to ongoing market turmoil. How will all the excitement…

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In Retirement

October 19, 2022

Back to the Investment Basics Part 5: Patience and Personal Persistence

So far in our investment basics series, we’ve explored the history of investing; how important it is to save (so you have money to invest); how to invest efficiently…

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In Retirement

October 5, 2022

Back to the Investment Basics Part 4: The Price You Pay Matters

In our last piece, we described our marvelous markets, and how to account for their being both robust and random at the same time. Today, we’ll look at how stock…

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In Retirement

October 5, 2022

Back to the Investment Basics Part 3: Our Marvelous Markets

In our last piece, we introduced the importance of saving, which is the first of five basics that have served investors well over time. Today, we’ll look at where stock…

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In Retirement

October 5, 2022

Back to the Investment Basics Part 2: First Save, Then Invest

In our last piece, we wrote about how recency bias can damage your investments by causing current crises to loom large, while rewriting your memories of past challenges. Recency tricks…

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In Retirement

October 5, 2022

Back to the Investment Basics Part 1: Remembering Summers Past

There were so many big events competing for our attention this summer … said nearly every investor, almost every summer, ever. We’re not making light of this summer’s uncertainties. Inflation…

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In Retirement

October 5, 2022

The Benefits of Donor-Advised Funds

As tax planning season and end-of-year charitable giving begin, it’s a good time to consider the benefits of donor-advised funds. Charitable giving has many facets, most notably as an opportunity…

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