Scapital, Author at Sensenig Capital Advisors

In Retirement

December 20, 2023

Is Your Portfolio Underperforming … Compared to What?

Ah, we restless humans. Sometimes, it pays to strive for greener grass. But as an investor, second-guessing a stable strategy can leave you in the weeds. Trading in reaction to…

Scapital

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Early to Mid-Career In Retirement

December 20, 2023

Fed Funds Rate Watch

Most of the investing world is a bit weird about the Federal Open Market Committee meetings, which is where the nation’s central bank announces its latest interest rate policy. The…

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Approaching Retirement

November 27, 2023

Should You Buy Long-Term Care Insurance?

Whenever financial planners model the sustainability of a person’s retirement assets, the Big Unknown is long-term care expenses. These costs are not covered under the Medicare policy—and they are not…

Scapital

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Early to Mid-Career In Retirement

November 27, 2023

What is the Market Thinking?

If ever there was a time when we would expect Mr. Market to suddenly decide that stocks are overvalued, and cause a bearish plunge in stock prices, it would be…

Scapital

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Early to Mid-Career In Retirement

October 26, 2023

Opportunities in a Downturn

We obviously can’t predict a market downturn in advance, but we can certainly prepare for one. With the markets in a bit of a doldrums the past month, that preparation…

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Approaching Retirement In Retirement

October 26, 2023

The Looming Revert

Nobody is talking about the fact that the tax provisions in the Tax Cuts & Jobs Act of 2017 are due to revert back, after December 31, 2025, to what…

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Early to Mid-Career

September 21, 2023

The New Tech Mania: AI

With the slow leak in the markets lately, you might not realize that we are currently experiencing an outrageous investment mania. Stocks of companies that are involved in artificial intelligence…

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Early to Mid-Career

September 21, 2023

Financial Quick Takes: Making Mistakes

Nobody wants to make investment mistakes. And yet, we’re human; mistakes happen. Here’s how to minimize the ones that matter the most, and make the most of the ones that…

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Approaching Retirement Early to Mid-Career

August 24, 2023

Rates Moving Rates

The U.S. Federal Reserve Board once again raised the so-called fed funds rate, the rate that our central bank charges lending institutions on overnight loans. Does anybody care? Most of…

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Approaching Retirement In Retirement

August 24, 2023

What’s Wrong with Depending on Dividend Stocks? Part 2: Dividend Stocks vs. Total Return Investing

In Part 1 of “What’s Wrong With Depending on Dividend Stocks?” we described why dividend investing—or, stocking up on stocks with a reputation for consistently paying out attractive dividends—may not…

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