As we touched on in our last piece, “Setting the Sustainable Stage,” degrees and kinds of “doing good” are often in the eye of the beholder. How do we measure something that is sometimes so subjective? In many ways it depends whether an investor is more value- or values-driven.
Have you considered the emotional aspects of retirement and how to plan wisely? In today’s world, people are working well past the age of 65 before retiring. Some people who are in good health may not be ready to retire just yet because they like what they do, want to keep busy, or need the extra money. If retirement is knocking on your door, you may want to start preparing yourself emotionally for it now, because preparation goes beyond making sure you have enough income.
If there’s one trait most of us share, it’s a desire to make the world a better place. No wonder there’s so much interest in sustainable investing. Who wouldn’t want to try to earn decent if not stellar returns, while contributing – or at least causing less harm – to the greater good? But what is the greater good? What is a decent return? How do we make it all happen?
It’s all too often we hear the words, “I should have started saving and investing earlier” or “if only someone told me to save for retirement sooner.” At Sensenig Capital Advisors, we are doing our part to help the next generation start on the right track.
Daniel Rieger is a student at Gettysburg College. He recently finished his freshman year and is planning on declaring a major in a program specific to Gettysburg known as Organization Management Study. Daniel’s interest in finance was sparked at a young age when he began investing with thoughtful guidance from his grandfather.
For investors, it can be easy to feel overwhelmed by the relentless stream of news about markets. Being bombarded with data and headlines presented as impactful to your financial well-being can evoke strong emotional responses from even the most experienced investors. While the events of the “lost decade” are now behind us, they can still serve as an important reminder for investors today.
It’s been approximately a decade since the Great Recession began. By year-end 2008, the U.S. Federal Reserve had lowered the target federal funds rate to near-zero hoping to resuscitate the economy. The Fed has now begun to reverse course, restoring its policies and gradually rising rates.As an investor, what can or should you do to prepare if rates do continue to rise? For that matter, what can or should you do if they don’t?