Scapital, Author at Sensenig Capital Advisors

Investment Consulting

March 8, 2016

Investing for Retirement Income: Straw, Sticks or Bricks? – Part 2

In Part I of our three-part series on investing for retirement income in low-rate environments, we explained why we don’t advise bulking up on dividend-yielding stocks as a reliable way…

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Investment Consulting

February 26, 2016

Investing for Retirement Income: Straw, Sticks or Bricks? – Part 1

In this three-part series, we’ll explore each of common strategies or retirement income investing and explain why the evidence supports building and preserving your retirement reserve through total-return investing. The…

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Investment Consulting Workplace Retirement Plans

February 16, 2016

Good Advice

That which best serves investors ultimately best serves their financial advisors as well, so we would warmly welcome a world where good advice reigns supreme. Until then, we hope you’ll…

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Advanced Planning

February 10, 2016

Understanding Medicare

Medicare contains four components: Parts A, B, C, and D. Part A is hospital insurance designed to cover inpatient care in hospitals and rehabilitation facilities. Part B helps to cover…

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Investment Consulting

February 10, 2016

Evidence-Based Investing: How Do You Know What (and Whom) to Heed?

Of all the ways we can go about investing, which ones are expected to best serve our clients’ personal interests and financial goals? Equally as important, which are more likely…

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Advanced Planning Uncategorized

February 10, 2016

EEO Compliance and Litigation Preparedness: A Primer for Business Owners

There is no denying it: Business-owners face various forms of litigation including commercial disputes, workers’ compensation claims, personal injury actions, and employment litigation. But employment litigation is quite unique from…

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Investment Consulting

February 2, 2016

Recent Market Volatility

The market events of January 2016 provide an opportunity to examine several questions important to investors and revisit some fundamental principles of investing in capital markets.

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Investment Consulting

January 13, 2016

2016: Ten Predictions to Count On

The New Year is a customary time to speculate. In a digital age, when past forecasts are available online, market and media professionals find it harder to hide their blushes…

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Business Owners

January 13, 2016

Make the Most of Your 401(k) Plan

There are two types of 401(k) plans: traditional and Roth-style plans. Traditional plans feature pretax contributions, which are taxed at ordinary rates when withdrawn in retirement. Roth plans offer after-tax…

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Advanced Planning

January 13, 2016

Budget Deal Curbs Social Security Claiming Options

Considering Social Security options? New rules have eliminated and/or limited two Social Security filing strategies that have helped married couples collect thousands of dollars in added income over their lifetimes.…

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