Advice is one thing. Education is another. Welcome to our area dedicated to highlighting Sensenig Capital’s perspective on wealth management. You’ll find articles designed to inform and enlighten. Spend time browsing through the topics to learn more about our approach and what we believe.
Wealth management is not a new term. Most people have heard about this concept but are unclear what exactly it encompasses. So we ask, “What separates a wealth manager from an investment advisor?” If you’re unsure how to answer this then you are certainly not alone. In fact, a recent study by leading consulting firm, CEG Worldwide, concluded that out of almost 2,100 so-called wealth management firms across the country only 7% were truly engaging in actual wealth management. The rest were mainly investment-oriented. Therefore, what is...
A Registered Investment Advisor (RIA) is a professional advisory firm that offers personalized financial advice to its clients, many of whom are affluent.
Why might an independent RIA be a good choice for an investor?Many independent RIAs work with complex portfolios and address unique needs that require a highly customized level of investment management strategy and consultation.
Many independent RIAs are owned by the individual advisors who run them.
RIA firms have a fiduciary duty to act in the best interest of their clients.
Why might an...
Viewing the world map by relative market capitalization illustrates the importance of building a globally diversified portfolio and avoiding biases that may arise from attention to other economic statistics.
This cartogram depicts the world not according to land mass, but by the size of each country’s stock market relative to the world’s total market value (free-float adjusted). Population, gross domestic product, exports, and other economic measures may influence where people invest. But the map offers a different way to view the...
Recently, Philadelphia Inquirer columnist Erin Arvedlund interviewed Jeremy Brenn to learn more about the role of corporate bonds in building a suitable investment portfolio.
Excerpt:
“Jeremy Brenn of Sensenig Capital Advisors in Fairview Village, Pa., says his firm mostly advises clients to buy bond funds like DFA Two-Year Global Fixed Income Portfolio (DFGFX), with a low, 0.18 percent fee annually. The fund typically keeps maturities very short and credit quality high so as not to take on undue risk. Short-term corporate bonds...
Weston Wellington – Vice President Dimensional Fund Advisors
Over the course of a lengthy and illustrious business career, Warren Buffett has offered thoughtful opinions on a wide variety of investment-related issues—executive compensation, accounting standards, high-yield bonds, derivatives, stock options, and so on.
In regard to gold and its investment merits, however, Buffett has had little to say—at least in the pages of his annual shareholder letter. We searched through 34 years’ worth of Berkshire Hathaway annual reports...
Perspectives
Advice is one thing. Education is another. Welcome to our area dedicated to highlighting Sensenig Capital’s perspective on wealth management. You’ll find articles designed to inform and enlighten. Spend time browsing through the topics to learn more about our approach and what we believe.
A Holistic Approach to Wealth Management
Posted by sensenigcapital on Mar 13, 2012
Wealth management is not a new term. Most people have heard about this concept but are unclear what exactly it encompasses. So we ask, “What separates a wealth manager from an investment advisor?” If you’re unsure how to answer this then you are certainly not alone. In fact, a recent study by leading consulting firm, CEG Worldwide, concluded that out of almost 2,100 so-called wealth management firms across the country only 7% were truly engaging in actual wealth management. The rest were mainly investment-oriented. Therefore, what is...
read moreWhat’s an RIA? Why Should You Care?
Posted by sensenigcapital on Mar 12, 2012
A Registered Investment Advisor (RIA) is a professional advisory firm that offers personalized financial advice to its clients, many of whom are affluent. Why might an independent RIA be a good choice for an investor?Many independent RIAs work with complex portfolios and address unique needs that require a highly customized level of investment management strategy and consultation. Many independent RIAs are owned by the individual advisors who run them. RIA firms have a fiduciary duty to act in the best interest of their clients. Why might an...
read moreWorld Market Capitalization
Posted by sensenigcapital on Mar 9, 2012
Viewing the world map by relative market capitalization illustrates the importance of building a globally diversified portfolio and avoiding biases that may arise from attention to other economic statistics. This cartogram depicts the world not according to land mass, but by the size of each country’s stock market relative to the world’s total market value (free-float adjusted). Population, gross domestic product, exports, and other economic measures may influence where people invest. But the map offers a different way to view the...
read moreJeremy in the Philadelphia Inquirer
Posted by sensenigcapital on Mar 7, 2012
Recently, Philadelphia Inquirer columnist Erin Arvedlund interviewed Jeremy Brenn to learn more about the role of corporate bonds in building a suitable investment portfolio. Excerpt: “Jeremy Brenn of Sensenig Capital Advisors in Fairview Village, Pa., says his firm mostly advises clients to buy bond funds like DFA Two-Year Global Fixed Income Portfolio (DFGFX), with a low, 0.18 percent fee annually. The fund typically keeps maturities very short and credit quality high so as not to take on undue risk. Short-term corporate bonds...
read moreWho Has The Midas Touch?
Posted by sensenigcapital on Feb 24, 2012
Weston Wellington – Vice President Dimensional Fund Advisors Over the course of a lengthy and illustrious business career, Warren Buffett has offered thoughtful opinions on a wide variety of investment-related issues—executive compensation, accounting standards, high-yield bonds, derivatives, stock options, and so on. In regard to gold and its investment merits, however, Buffett has had little to say—at least in the pages of his annual shareholder letter. We searched through 34 years’ worth of Berkshire Hathaway annual reports...
read more