Advice is one thing. Education is another. Welcome to our area dedicated to highlighting Sensenig Capital’s perspective on wealth management. You’ll find articles designed to inform and enlighten. Spend time browsing through the topics to learn more about our approach and what we believe.
For those interested in more detailed information about capital markets we are proud to feature our Quarterly Market Review for the 1st quarter of 2012.
This report features world capital market performance and a timeline of events for the last quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the performance of globally diversified portfolios and features a topic of the quarter “Should Investors Buy High-Dividend...
The surge in stock prices around the world in the first quarter serves as a reminder that predicting market trends can be a frustrating business. Six months ago, the outlook for stock prices appeared to be fading from grim to grimmer: Congressional leaders were wrangling unsuccessfully to craft a deficit reduction plan, Standard & Poor’s had removed its AAA rating on US Treasury obligations, and Greece appeared one step away from defaulting on its debt. Yet just when many investors least expected it, stocks staged a powerful rally: From...
In the ongoing debate about the fiduciary standard, it continues to be difficult explaining to the public just what fiduciary is and means, and how there’s a difference between brokers who sell products and fiduciaries who give advice. In a recent video, Elliot S. Weissbluth, the CEO of HighTower, illustrates the point by comparing butchers who sell meat to dieticians who give advice about what to eat; you wouldn’t expect your butcher to give objective dietary advice, and by analogy you shouldn’t expect your broker to give...
The harsh reality of market efficiency has not stopped speculators and other traders from attempting to read the future. On paper, market timing offers a seductive prospect: By predicting market direction ahead of time, a trader might capture only the best-performing days and avoid the worst.
The chart below tells the other side of that story. Large gains may come in quick, unpredictable surges. A trader who misinterprets events may leave the market at the wrong time. Missing only a small fraction of days—especially the best days—can...
There many circumstances that could be financially devastating to you and your family’s financial well-being. For example, in the event of a fire, theft, law suit, or natural disaster you would want to recover your losses and remain financially secure. Statistics show that 51% of insurance claims are not covered because of changes in life events and the subsequent failure to review outstanding insurance protection. With that in mind, the following are the most common coverage’s people overlook.
1. Life Insurance: Ben Franklin once said the...
Perspectives
Advice is one thing. Education is another. Welcome to our area dedicated to highlighting Sensenig Capital’s perspective on wealth management. You’ll find articles designed to inform and enlighten. Spend time browsing through the topics to learn more about our approach and what we believe.
Quarterly Market Review 2012-Q1
Posted by sensenigcapital on Apr 12, 2012
For those interested in more detailed information about capital markets we are proud to feature our Quarterly Market Review for the 1st quarter of 2012. This report features world capital market performance and a timeline of events for the last quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the performance of globally diversified portfolios and features a topic of the quarter “Should Investors Buy High-Dividend...
read moreWhere’s the Party?
Posted by sensenigcapital on Apr 5, 2012
The surge in stock prices around the world in the first quarter serves as a reminder that predicting market trends can be a frustrating business. Six months ago, the outlook for stock prices appeared to be fading from grim to grimmer: Congressional leaders were wrangling unsuccessfully to craft a deficit reduction plan, Standard & Poor’s had removed its AAA rating on US Treasury obligations, and Greece appeared one step away from defaulting on its debt. Yet just when many investors least expected it, stocks staged a powerful rally: From...
read moreBrokers vs. Fiduciaries
Posted by sensenigcapital on Mar 30, 2012
In the ongoing debate about the fiduciary standard, it continues to be difficult explaining to the public just what fiduciary is and means, and how there’s a difference between brokers who sell products and fiduciaries who give advice. In a recent video, Elliot S. Weissbluth, the CEO of HighTower, illustrates the point by comparing butchers who sell meat to dieticians who give advice about what to eat; you wouldn’t expect your butcher to give objective dietary advice, and by analogy you shouldn’t expect your broker to give...
read moreCan You Afford to Time the Market?
Posted by sensenigcapital on Mar 13, 2012
The harsh reality of market efficiency has not stopped speculators and other traders from attempting to read the future. On paper, market timing offers a seductive prospect: By predicting market direction ahead of time, a trader might capture only the best-performing days and avoid the worst. The chart below tells the other side of that story. Large gains may come in quick, unpredictable surges. A trader who misinterprets events may leave the market at the wrong time. Missing only a small fraction of days—especially the best days—can...
read moreThe 10 Coverages Most People Overlook
Posted by sensenigcapital on Mar 13, 2012
There many circumstances that could be financially devastating to you and your family’s financial well-being. For example, in the event of a fire, theft, law suit, or natural disaster you would want to recover your losses and remain financially secure. Statistics show that 51% of insurance claims are not covered because of changes in life events and the subsequent failure to review outstanding insurance protection. With that in mind, the following are the most common coverage’s people overlook. 1. Life Insurance: Ben Franklin once said the...
read more