At Sensenig Capital, wealth management is a combination of investment consulting, advanced planning — and personal relationships.
Wealth management is about getting to know you — your goals and aspirations — and providing only those solutions with your best interest in mind.
As a fee-only consultancy, Sensenig Capital ensures objective, personal financial advice. We do not receive commissions or sell products for brokers or large financial firms. As dedication to that commitment, we belong to a highly selective industry association of fee-only advisors known as the National Association of Personal Financial Advisors (NAPFA).
Our wealth management formula encompasses all areas of your financial life and is designed to help achieve the life goals that are important to you. Our wealth management approach includes:
- Investment Consulting – management of all investment elements to maximize probability of achieving your financial goals
- Advanced Planning – includes tax mitigation, cash flow planning, wealth transfer and charitable giving
- Relationship Management – building a deep relationship with you and your other professionals (accountant, lawyer, insurance) to foster a collaborative effort together.
Our Wealth Management Process
Throughout our relationship, Sensenig Capital will collaborate with a team of independent experts to evaluate all aspects of your financial situation and devise comprehensive solutions designed to help achieve your objectives.
We begin learning about each other and committing to a mutually beneficial way forward in order to help achieve your goals.
Together, we discuss where you are now and where you want to go. We interact throughout this process to create a clear path together.
We get to work. Thorough review and development of recommendations that incorporate your life goals and a prudent way forward.
Easy-to-understand advice from qualified, credentialed professionals. We provide you with a clear path forward so you can meet your goals.
We maintain your investments ongoing and regularly review your financial plan to ensure progress toward your long-term goals.
Frequently Asked Questions
We are fee-only, which means we do not accept commissions or sell products to our clients. Our only revenue comes from the advice we provide. Also, we are more than just investments. We use a consultative approach to establish close relationships with clients and we offer customized choices and solutions designed to fit individual needs.
Nothing. There is no cost or obligation to use our firm.
As a fee-only advisory firm we strive to eliminate or minimize conflicts of interest. The firm and our employees do not receive commissions under any circumstances. Our only compensation comes from ongoing management fees or hourly consulting fees paid by our clients.
Ongoing management fees are based on the amount of assets under management and are charged on a quarterly basis. See our fees page for more details.
Consulting fees are billed on an hourly basis and typically capped at an agreed upon fixed rate.
We would like to help, so here is what we offer: A free, no obligation consultation. We would sit down together in a mutual discovery meeting where we ask you to outline your financial goals – and to tell us what your investment assets are intended to do for you. We’ll then review your assets as they relate to the achievement of your most deeply-held goals. If we think your plan and your investments continue to be well-suited to your long-term goals we will gladly tell you so. If we think otherwise we will explain why, in plain English. And, if you like, we’ll recommend some alternatives. We’re certain that while meeting with us, you’ll quickly realize that you’re in the company of experienced professionals – not sales people.