Fee-Only Wealth Management

At Sensenig Capital, wealth management is a combination of investment consulting, advanced planning — and personal relationships.

Wealth management is about getting to know you — your goals and aspirations — and providing only those solutions with your best interest in mind.

As a fee-only consultancy, Sensenig Capital ensures objective, personal financial advice. We do not receive commissions or sell products for brokers or large financial firms. As dedication to that commitment, we belong to a highly selective industry association of fee-only advisors known as the National Association of Personal Financial Advisors (NAPFA).

Our wealth management formula encompasses all areas of your financial life and is designed to help achieve the life goals that are important to you. Our wealth management approach includes:

  • Investment Consulting – management of all investment elements to maximize probability of achieving your financial goals
  • Advanced Planning – includes tax mitigation, cash flow planning, wealth transfer and charitable giving
  • Relationship Management – building a deep relationship with you and your other professionals (accountant, lawyer, insurance) to foster a collaborative effort together.

Our Wealth Management Process

Throughout our relationship, Sensenig Capital will collaborate with a team of independent experts to evaluate all aspects of your financial situation and devise comprehensive solutions designed to help achieve your objectives.

Step 1

Discovery

We begin learning about each other and committing to a mutually beneficial way forward in order to help achieve your goals.

Step 2

Exploration

Together, we discuss where you are now and where you want to go. We interact throughout this process to create a clear path together.

Step 3

Brainstorm

We get to work. Thorough review and development of recommendations that incorporate your life goals and a prudent way forward.

Step 4

Delivery

Easy-to-understand advice from qualified, credentialed professionals. We provide you with a clear path forward so you can meet you goals.

Step 5

Execution

We maintain your investments ongoing and regularly review your financial plan to ensure progress toward your long-term goals.

Frequently Asked Questions

How is Sensenig Capital different from other firms?

We are fee-only, which means we do not accept commissions or sell products to our clients. Our only revenue comes from the advice we provide. Also, we are more than just investments. We use a consultative approach to establish close relationships with clients and we offer customized choices and solutions designed to fit individual needs.

How much does an initial consultation cost?

Nothing. There is no cost or obligation to use our firm.

How do you charge for your services?

As a fee-only advisory firm we strive to eliminate or minimize conflicts of interest. The firm and our employees do not receive commissions under any circumstances. Our only compensation comes from ongoing management fees or hourly consulting fees paid by our clients.

Ongoing management fees are based on the amount of assets under management and are charged on a quarterly basis. See our fees page for more details.

Consulting fees are billed on an hourly basis and typically capped at an agreed upon fixed rate.

If I am interested in your services, what is the next step?

We would like to help, so here is what we offer: A free, no obligation consultation. We would sit down together in a mutual discovery meeting where we ask you to outline your financial goals – and to tell us what your investment assets are intended to do for you. We’ll then review your assets as they relate to the achievement of your most deeply-held goals. If we think your plan and your investments continue to be well-suited to your long-term goals we will gladly tell you so. If we think otherwise we will explain why, in plain English. And, if you like, we’ll recommend some alternatives. We’re certain that while meeting with us, you’ll quickly realize that you’re in the company of experienced professionals – not sales people.

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DISCLAIMER

© 2015 Sensenig Capital – Fee-Only Wealth Management – Philadelphia, PA, King of Prussia, PA, Collegeville, PA | This website (“SCA website”) is a service of Sensenig Capital Advisors, Inc. (“SCA”). By accessing SCA’s website, you agree to the following terms and conditions: Information on the SCA website is solely offered to, and solely intended for use by citizens of the United States. While SCA uses reasonable efforts to obtain information from sources which it believes to be reliable, SCA makes no representation that the information or opinions contained on the SCA website is accurate, reliable, or complete. The information and opinions contained in the SCA website are provided by SCA for personal use and informational purposes only and are subject to change without notice.The SCA website is limited to the dissemination of general information about SCA’s service offerings, and provides an alternative method for prospective clients to learn more about SCA, and to contact SCA. Nothing contained on the SCA website constitutes personalized investment, financial, legal, tax or other advice, nor is to be relied on in making an investment or other decision. Moreover, nothing on the SCA website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction for compensation. SCA does not render or offer to render personalized investment advice or financial planning advice through the SCA website.SCA’s specific, individualized advice is given only within the context of our contractual agreements with each client. Advice may only be rendered after the delivery of Form ADV-Part 2, the execution of a wealth management and/or consulting agreement by the client and the advisor, and the initial payment of the planning fee or investment advisory fee by the client to the advisor. SCA is registered as an Investment Adviser with the Pennsylvania Department of Banking and Securities. SCA may only transact business in the Commonwealth of Pennsylvania or in any other state if first registered, excluded or exempted from state registration requirements under the applicable state law or regulation where the client resides. Consistent with applicable laws and SCA’s policies and procedures, any follow-up, direct and individualized communication by SCA’s representatives with a client or prospective client that involves effecting or attempting to effect transactions in securities, or rendering personalized investment advice for compensation shall only be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the client or prospective client resides.  copy of SCA’s Form ADV-Part 2 is provided to all clients and prospective clients, and additionally is available for review by contacting the firm. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by SCA), will be profitable or equal any historical performance level(s). You may download or print out a hard copy of individual pages and/or sections of the SCA website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the SCA website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the SCA website without the prior written permission of SCA. SCA maintains responsibility to review and pre-approve any content that its representatives desire to post to the SCA website, and any posted on the SCA website will be within the scope of authority granted by SCA. When you access certain links on the SCA website you may leave the SCA website. SCA does not endorse the content of such websites nor the products, services or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of the SCA website for convenience and informational purposes.