In this three-part series, we’ll explore each of common strategies or retirement income investing and explain why the evidence supports building and preserving your retirement reserve through total-return investing. The approach may require a bit more prep work and a little extra explanation, but like solid brick, we believe it offers the most durable and dependable protection when those hungry wolves are huffing and puffing at your retirement-planning door.
That which best serves investors ultimately best serves their financial advisors as well, so we would warmly welcome a world where good advice reigns supreme. Until then, we hope you’ll be open to good advice when you hear it – the kind that sees you through turbulent times, onward to your relevant financial and life goals. If this advice sounds a little different from the typical hot investment tips or market-timing tactics you may be used to hearing, that’s because it is. May we offer you additional advice about good advice?
Medicare contains four components: Parts A, B, C, and D. Part A is hospital insurance designed to cover inpatient care in hospitals and rehabilitation facilities. Part B helps to cover physician services, outpatient care, preventive services, durable medical equipment, and certain home health care. Part C, also known as Medicare Advantage, consists of insurance plans provided by private carriers. Medicare Part D, which is prescription drug coverage, generally can be obtained as an addition to Original Medicare (Parts A and B) or by signing up for a Medicare Advantage Plan that includes prescription coverage.
Of all the ways we can go about investing, which ones are expected to best serve our clients’ personal interests and financial goals? Equally as important, which are more likely to distract or detract from our efforts? The evidence-based answers to these vital questions explain why we pay so much attention to qualities such as fund structure, cost management, patient trading, etc… It’s also why we advise against trying to chase or flee current market trends or picking hot market sectors, despite what the talking heads on television seem to forever be recommending.
There is no denying it: Business-owners face various forms of litigation including commercial disputes, workers’ compensation claims, personal injury actions, and employment litigation. But employment litigation is quite unique from other types of legal disputes. Fortunately, EEO compliance helps avoid claims and establish viable defenses if a discrimination claim does arise.